Affordable home contents insurance

Wakefield and District Housing (WDH) does not insure tenants’, leaseholders’ or shared owners’ household contents such as furniture, belongings and decorations.

In the event of a loss such as fire, theft, or water damage the contents of your home are at risk.

WDH is working with RSA to provide affordable home contents insurance for tenants and leaseholders. The scheme is simple to join as it is open to anyone who lives in a WDH property. Payments for the insurance can be made in instalments with your normal payments to WDH, rather than in a lump sum.

You can see how much the insurance costs in the application brochure. A special discounted rate is available to households with any residents over 60 years of age.

Standard cover

The scheme provides cover for most household goods and contents, whilst they are in the insured's home. They are covered against loss or damage caused by specific events such as theft, fire and flood. It also covers lost or stolen keys, freezer contents and their own legal liability to the public, as well as the cost of alternative accommodation.

Standard cover plus accidental damage and personal belongings

Accidental damage and personal belongings are not automatically covered by this insurance, apart from certain articles as explained in the application brochure. For an additional premium it is possible to purchase cover giving full accidental damage and personal belongings cover

Where can I find out further information?

Application brochure... Affordable home contents insurance.

Contact us if you want to find out more about the scheme.

related information

Insurance information for leaseholders... As a leaseholder, your contribution towards insuring the building which you live in, shared areas and underground services is calculated as part of your annual service charge.



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